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Business Insurance for Home-Based Business

Protect your living space and livelihood with tailored insurance

We specialise in helping independent professionals safeguard their property and possessions, even when home and business overlap.

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Comprehensive Buildings and Contents Cover for Home-Based Businesses

If your home is also your workspace, having the right insurance is essential. Protecting both your property and the tools of your trade can be complex, especially if your mortgage or insurance is tied to your business.

Balancing personal and professional coverage requires a policy that ensures your assets are fully protected while helping you achieve tax efficiency. Understanding what your policy covers—and what it doesn’t—can prevent complications if you need to make a claim.

Let us help you meet your specific needs.

Our experts work with independent professionals, business owners and those who work from home to provide personalised advice. We’ll assess your budget, property type and business demands to guide you toward a policy that offers the right protection for both your home and work environment.

Why Home-Based Professionals Need Business Insurance

Running a business from home presents unique challenges when it comes to insurance. Whether it’s covering valuable office equipment, protecting your entire home-based business or simply safeguarding your living space, your insurance needs are different from those of full-time employees.

Our team can help you navigate these challenges while uncovering opportunities that may provide additional benefits. We’ll tailor the cover to your circumstances, ensuring both your business and property are well protected.

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Download our guide to Key Person Insurance to discover how important it could be to your company’s survival should the unexpected happen.

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