Professional Liability Insurance for Self Employed People
Could you cover the cost of a claim or compensation?
Get the protection you need to ensure legal issues don’t impact your business with a quote from our trusted partner, iPro.
Get a QuoteHow much could a legal claim cost you?
Running your own business as a self employed professional offers flexibility and control, but it also means taking responsibility for potential risks. One of the biggest challenges you could face is the financial strain of dealing with a legal claim.
From allegations of negligence or breach of contract to disputes over intellectual property or defamation, even minor client disagreements can quickly lead to costly legal action. Without proper protection, the expenses of defending yourself and paying compensation can take a significant toll on your finances.
This is where professional liability insurance for self employed individuals comes in. Designed to shield you from the costs of legal disputes, it provides cover for defence fees, compensation payouts and other expenses, ensuring your business is protected.
Our specialists understand the unique challenges of being self employed. We’ll assess your business activities, highlight potential risks and recommend the right insurance policy to suit your needs. With the right cover in place, you can focus on growing your business without worrying about the cost of unexpected legal issues.
Get a QuoteWe are thrilled to be partnered with iPro
Their simple quotation tool can generate a tailored and affordable solution for freelancer Professional Indemnity Insurance.
- Established over 25 years
- 24hr legal advice helpline
- Access to legal document hub
- Instant policy documents
- Dedicated claims service
- Easy payment options
What are the legal risks for a self employed professional?
As an independent professional, you could face a number of potential threats as part of your day-to-day work, including:
- Offering advice that results in financial loss or reputational damage to a client
- Accidentally using copyrighted material in their projects
- Mishandling confidential information, leading to breaches of trust
- Failing to meet contractual obligations due to unexpected delays or challenges
Professional liability insurance is essential for the self employed and is designed to protect against such risks, from defence costs to compensation payouts.
Consider Optional Extras like Public & Employers Liability and Cyber Cover
Protect Your Team – Public & Employers’ Liability Insurance
Meeting clients, customers, or suppliers? Public Liability insurance protects you from claims for injuries or property damage, from slips and trips to significant losses. Get up to £5 million in coverage with a quick quote in 30 seconds.
If you hire freelancers or contractors, Employers’ Liability insurance is a legal must. It covers legal and compensation costs if they’re injured while working for you. Even a minor accident could lead to a claim—get covered for less than the cost of a fortnightly coffee.
Stay Protected from Cyberattacks, Data Breaches, and Penalties
Add Cyber Liability insurance to your policy for:
- Financial protection for recovery costs, legal fees, and compensation.
- Help managing data breaches and compliance.
- Support with fines, business interruption, and reputation management.
Cyber threats are rising—get covered and safeguard your business today.
Simply tick the box(es) on your Professional Indemnity quote to add these additional protections.
Get A QuotePrepare yourself for the threat of legal action today. Find the professional indemnity policy that’s right for your needs.
Fill out the form below to arrange a time to speak to an Indemnity Insurance expert.