When it comes to remortgaging your home, choosing the right advice partner is essential—especially if you’re a contractor, business owner, or working inside IR35.

Whether you’re operating through your limited company, under an umbrella company, or PAYE via an agency, your income structure can complicate the remortgage process. That’s where Broadbench comes in.

If you’ve previously worked with us, you already know the value of expert, independent mortgage advice tailored to your status. But why should you continue with Broadbench when it’s time to remortgage?

1. A Deep Understanding of Your Financial Goals

As a contractor or self-employed professional, your income doesn’t always fit traditional lender boxes. We already understand your day rate, contract type, and income structure, so you won’t need to explain it all again.

Whether you’re inside IR35 or outside IR35, we know how to present your earnings in a way that lenders accept—saving you time and frustration.

💬 “Can I remortgage if I work through an umbrella company?”
💬 “Is it harder to get a mortgage as a contractor inside IR35?”

Yes, of course. We’re here to help you get the best deal.

2. Access to the Whole Market – Not Just a Single Lender

Some contractors stick with their bank because it feels easier—but that can mean missing out on much better rates.

We’re not tied to a specific bank or lender. Instead, we search the whole-of-market to find the best remortgage deal for your unique circumstances—whether you’re a limited company director, freelancer, or umbrella contractor.

This is particularly helpful for those searching for:

💬 “Best remortgage deals for contractors”
💬 “Can I remortgage if I’m paid via PAYE through an agency?”

Yes, you can—with the right broker on your side.

3. Ongoing Cost Efficiency

Interest rates fluctuate, and the mortgage deal that worked for you a few years ago may no longer be competitive.

A smart remortgage could:

• Lower your monthly payments
• Help you consolidate business or personal debts
• Free up equity for investment or business use

If you’re searching “how to remortgage as a self-employed contractor” or “can I release equity from my home as a business owner”, we can walk you through your options.

4. Regulated, Independent Advice You Can Trust

We’re not just experienced—we’re fully FCA-regulated and committed to unbiased advice. Our only goal is getting you the best possible result, not pushing you toward a lender that pays us more.

This is especially important if you’re researching:

💬 “Can I trust independent mortgage advisers?”
💬 “IR35 mortgage advice UK”

With Broadbench, you’re getting real advice—not a sales pitch.

5. A Relationship Built on Service and Results

If Broadbench helped you secure your initial mortgage—whether as a first-time buyer, new contractor, or business owner—you already know how we work: proactive, responsive, and always in your corner.

We don’t just want to help you remortgage—we want to help you build long-term financial stability, especially during transitions like:

• Switching from outside IR35 to inside IR35
• Moving from contractor to permanent role
• Growing your limited company

6. A Proven Track Record of Helping Clients Save

From umbrella workers and day-rate contractors to high-earning business owners, Broadbench has helped thousands of clients secure better mortgage deals, save money, and plan ahead.

Whether you’re typing into Google:

💬 “Best remortgage brokers for self-employed”
💬 “Remortgaging after IR35 change”
💬 “Can my contractor income be used to remortgage?”

We’ve already helped someone just like you.

Conclusion:

Remortgaging isn’t just about getting a better rate—it’s about securing your financial future. And when you’re juggling unpredictable income, contract renewals, or IR35 complexities, having a broker who gets it can make all the difference.

With Broadbench, you’ll have a dedicated partner to help you:

• Navigate the lender landscape
• Package your income the right way
• Save time, save money, and reduce stress

If your remortgage is due soon, make the smart move. Stick with Broadbench.

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