Insurance for Home Based Businesses

You already know that having Buildings and Contents insurance is crucial. Protecting your property and belongings is essential, but sorting out the right cover can be complicated. This is especially true if your insurance—or even your mortgage—is managed through your company or if your home also serves as your place of business.

When your home doubles as your workspace, it’s important to have insurance that covers both your personal and business assets. Achieving tax efficiency while ensuring comprehensive protection for your property and possessions is worthwhile, but there are many complexities to consider. Understanding exactly what your policy covers—and what it doesn’t—is crucial from the outset to avoid complications if you ever need to make a claim.

Let’s discuss your unique requirements

Our specialists are ready to help you navigate the challenges and potential pitfalls faced by homeowners, independent professionals, business owners and those who work from home. We take the time to understand your specific needs so we can provide personalised advice. Considering your budget, the type of property and mortgage you have, plus the demands of your business, we’ll guide you through the often confusing world of insurance, ensuring it’s suitable for both your home and business.