A contract renewal can be more than an administrative milestone. It is a sensible point to revisit the parts of…
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After a company restructure, prepare for the mortgage conversation
Learn how to set out what changed, when it changed and what evidence may help an adviser understand your position.
Directors with personal guarantees: a practical annual protection review
A practical once a year review for directors who have signed personal guarantees, bringing borrowing, documents and any protection arrangements into one clear picture.
Paid Through an Umbrella Company? Five Checks That Protect Your Tax Record, Pension and Mortgage Application
A payslip can look correct without telling the whole story.
Parental Leave for Business Owners and Contractors
Parental leave planning is more complicated when income comes from contracts, a limited company or a partnership. Here is how to prepare the household, business and financial safety net.
How Mortgage Lenders Assess Complex Income
Two people with the same overall earnings can receive very different mortgage outcomes. The reason is often not how much they earn, but how a lender chooses to assess it.
Income protection, critical illness or life cover: what does each one actually do?
Reviewing your own safety net is important, but the insurance market is full of jargon.
The contractor market is improving; is your financial safety net keeping pace?
Here is how to test whether your financial safety net is robust enough for the realities of the 2026.
Contractor Remortgage Readiness Checklist
Don’t run the risk of defaulting to your lender’s SVR…
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