We’ve Secured 100 Free IR35 Assessments for Our Clients. Here’s How to Claim Yours
If you contract through a limited company, you’ll know the feeling. A new contract lands, the day rate looks right, the client seems great, and then comes the question that hangs over every engagement: am I inside or outside IR35?
Get it wrong, and the consequences aren’t trivial. Your take-home pay, your tax position, your borrowing power and even the way your protection should be structured all hinge on your status. Yet for most contractors, checking that status still means either crossing your fingers with HMRC’s CEST tool or paying for a professional review on every contract.
That’s why we’re delighted to announce a new partnership, and a genuinely useful freebie to go with it.
Introducing Nebula Finance and IR35Hub
We’ve teamed up with Nebula Finance, the team behind the Nebula Finance app, whose new IR35Hub uses an AI-driven determination engine to assess your IR35 status quickly and clearly. Instead of wading through case law or second-guessing HMRC’s questions, you answer a straightforward set of questions about your contract and working practices, and IR35Hub’s engine does the heavy lifting, producing a clear determination you can actually use.
It’s fast, it’s simple, and it’s built for exactly the kind of professionals we work with every day: consultants, IT contractors, engineers, locums and freelancers running their own limited companies.
The Offer: Your IR35 Assessment, Free
As a launch partner, we’ve secured an exclusive deal for Broadbench clients:
The first 100 people who use our link get their full IR35 assessment completely free, normally £19.99. After that, full assessments remain available through the same link at the launch price of £9.99.
Anyone can do a quick free IR35 check on the site (ten questions, instant verdict, no card required) but with our code, you get the full assessment: your real contract read clause by clause, all five HMRC factors scored by two independent AI passes, suggested rewrites for risky clauses with case-law citations, and an audit-grade Status Determination Statement you can keep on file.
There’s no catch and no obligation. Simply:
- Click our link: Start your free IR35 check
- Enter the code BROADBENCHIR35 at checkout – this applies your 100% discount
- Answer the questions and get your determination
The free assessments are strictly first come, first served; once the 100 codes are gone, they’re gone. So if IR35 has been sitting on your “must sort that out” list, now is the moment.
Why Your IR35 Status Matters More Than You Think
At Broadbench, we spend our days helping contractors and freelancers with complex income structures — and IR35 status touches almost everything we do:
Your take-home pay. Moving inside IR35 can change your net income substantially, which affects everything from your monthly budget to your savings plans.
Your mortgage. Lenders assess contractor income differently depending on how you’re engaged. Knowing your status and being able to evidence it makes conversations with specialist lenders far smoother. (If your status has changed recently, it’s worth reading our guidance on IR35 and mortgages, or speaking to one of our advisers.)
Your protection. Whether you’re inside or outside IR35 shapes how your income protection, life cover and other policies should be structured, for example, whether tax-efficient company-paid options like relevant life insurance or executive income protection are right for you.
In other words: an IR35 check isn’t just a compliance box-tick. It’s the starting point for making sure your whole financial setup reflects how you actually work.
Had Your Result? Let’s Talk It Through
Whatever your determination says, inside, outside, or somewhere that needs a closer look, it’s worth reviewing what it means for your wider finances. Our advisers can help you understand how your status affects your protection and mortgage options, and make sure nothing is left exposed.
Book a no-obligation call with one of our experts; we’ll listen, study the market, and do the boring bits, just as we always do.
Claim your free IR35 assessment now → Use code BROADBENCHIR35 at checkout. First 100 clients only.
IR35Hub is provided by Nebula Finance. The IR35 assessment is a status determination tool and does not constitute financial, tax or legal advice. Broadbench Ltd is authorised and regulated by the Financial Conduct Authority (number 590288) in respect of mortgage and insurance mediation activities only. Broadbench may receive a payment from Nebula Finance for assessments purchased via our referral link.
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